Gentle Readers . . . and Maxwell,
Your telephone rings. When you answer, a woman tells you that you are to receive a $100 gift card plus a $10 Wal-Mart gift card because you participated in a survey for Waka.
What survey? you inquire.
She can't tell you what the survey was about or when you took it, but if you'll get to your computer, she'll give you the code that allows you to claim your gift cards.
She tells you to go to the waka.com site, and once you're there, she wants you to enter your name and address. Then comes the kicker. The next page on the site asks for your credit card information!
Don't do it! Don't give out your financial information to anyone who calls you on the phone.
The woman who calls you from Waka will tell you they just need your credit card information to charge you a $2.98 handling fee, and then you'll receive your gift cards.
If you don't remember the name Waka, then please remember not to give anyone your credit card number and especially not the three digit code on the back of your card or the four digits on the front of an American Express card. Once these people have your credit card information, they won't stop charging your account. You won't get any gift cards.
You'll be the victim of a scam --and it seems to be a relatively new scam.
You might want to take a look at http://www.scambook.com/search/reports?search=waka+network.
When you receive any unwanted calls from telemarketers, tell them to take your name off their calling list and not call you again. Say it firmly.
If they continue to call, tell them you will file harassment charges with the FCC and they'd better not call you again.
Also, keep a close eye on your credit card and bank statements. Watch for charges that might not be yours.
My most recent credit card statement had several charges for $14.95. These scammers quite often start by charging small amounts to your card after illegally obtaining the card number. When I called the 800 number on my bill, I found out it was an identity protection service that was scamming me. I told them to refund those charges immediately, and if they didn't, I would make a complaint about them.
The company refunded my money, and I'll be watching my statements ever more closely than usual.
Beware! Scams are everywhere!
Infinities of love,
P.S. Your bank or credit card company will NOT call you to ask for your financial information. The information seekers are scammers.